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One More Time, With Feeling

A Credit Slips reader pointed me to an article in the Atlanta Journal-Constitution pondering why the bankruptcy rate is falling. The piece is filled with quotes about the relevance of the economy and...

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Bankruptcy Filings Dropping More Rapidly Than Expected

According to the most recent data from Epiq Systems, there were 120,800 bankruptcy filings in August for a daily bankruptcy filing rate of 5,250. The August daily filing rate represents a...

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Consumer Credit Levels Reach Their Lowest Point in over a Year

According to a recent Reuters story, consumers are reluctant to hold debt due to the U.S. Credit rating downgrade and debt problems in Europe. The economy is shaky so people are apparently less...

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Financial Stability Board Calls for Effective Consumer Finance Protection

The Financial Stability Board, an international organization operating under the auspices of the G20 countries, this week issued its Report on Consumer Finance Protection....

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Written Testimony of Adam J. Levitin Before the House Financial Services...

Written Testimony of Adam J. Levitin Professor of Law Georgetown University Law Center Before the House Financial Services Committee Subcommittee on Financial Institutions and Consumer Credit &...

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Bankruptcy Filings Drop for 13th Consecutive Month

On a year-over-year basis, the U.S. bankruptcy filing rate dropped for the 13th consecutive month in November. According to statistics from Epiq Systems, Inc., the November daily bankruptcy filing...

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The Decline in Bankruptcy Filings by Chapter

Bankruptcy filings have been on the decline, but has this decline been spread differently between chapter 7 and chapter 13? Using figures from the Bankruptcy Data Project at Harvard as supplied by...

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Katie Porter Named Independent Monitor for California’s Part of National...

California Attorney General Kamala Harris has appointed Credit Slip's own Katie Porter as independent monitor for California's part of the national mortgage settlement. The five financial institutions...

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Overspending in India

Check out this story in the New York Times about free-wheeling consumer credit in India. Much of the article focuses on how Indians are using consumer credit to pay for cosmetic surgery. At one point,...

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